/* === Navy Template (Whitehouse.gov inspired) === */
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Instrument Sans',Arial,sans-serif;background:#f3f3f3;color:#161d12;line-height:1.6}
a{color:#b06616;text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}

/* Header */
.nv-header{background:#161d12;color:#fff;position:sticky;top:0;z-index:100;box-shadow:0 2px 12px rgba(0,0,0,.3)}
.nv-header__inner{max-width:1400px;margin:0 auto;display:flex;align-items:center;gap:24px;padding:0 24px;height:68px}
.nv-logo{font-family:'Instrument Serif',Georgia,serif;font-size:1.35rem;color:#fff;font-weight:400;flex-shrink:0;letter-spacing:.01em}
.nv-logo:hover{color:#FFBD00;text-decoration:none}
.nv-nav{display:flex;gap:0;margin-left:auto}
.nv-nav a{display:inline-flex;align-items:center;padding:0 16px;height:68px;color:#D9DEE8;font-size:.85rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;border-bottom:3px solid transparent;transition:.2s}
.nv-nav a:hover,.nv-nav a.active{color:#fff;border-bottom-color:#FFBD00;text-decoration:none}
.nv-nav-toggle{display:none;background:none;border:1px solid rgba(255,255,255,.3);color:#fff;padding:7px 12px;border-radius:4px;cursor:pointer;font-size:16px;margin-left:auto}

/* Hero */
.nv-hero{background:linear-gradient(135deg,#161d12 0%,#232f1a 60%,#121a0e 100%);color:#fff;padding:52px 24px 44px}
.nv-hero__inner{max-width:1200px;margin:0 auto;padding:0 24px}
.nv-hero__title{font-family:'Instrument Serif',Georgia,serif;font-size:clamp(1.8rem,3.5vw,2.8rem);line-height:1.1;font-weight:400;margin-bottom:14px;max-width:800px}
.nv-hero__intro{font-size:1.1rem;color:#D9DEE8;max-width:680px;line-height:1.55}

/* Body layout */
.nv-body{max-width:1400px;margin:0 auto;padding:32px 0}
.nv-body__inner{display:block;}

/* Sidebar */
.nv-sidebar__box,.nv-sidebar__contact{background:#fff;border:1px solid #D9DEE8;border-top:3px solid #161d12;padding:20px;margin-bottom:16px}
.nv-sidebar__title{font-family:'Instrument Serif',Georgia,serif;font-size:1rem;font-weight:700;color:#161d12;margin-bottom:12px;text-transform:uppercase;letter-spacing:.05em}
.nv-sidebar__nav{display:grid;gap:6px}
.nv-sidebar__nav a{display:block;padding:7px 10px;color:#161d12;font-size:.88rem;font-weight:600;border-left:3px solid transparent;transition:.15s}
.nv-sidebar__nav a:hover{border-left-color:#b06616;color:#b06616;text-decoration:none;background:#f8f8f8}
.nv-sidebar__contact p{font-size:.85rem;margin-bottom:10px;color:#293340}
.nv-btn{display:inline-flex;align-items:center;justify-content:center;background:#b06616;color:#fff;padding:10px 20px;font-weight:700;font-size:.88rem;letter-spacing:.03em;border:none;cursor:pointer;text-decoration:none;transition:.2s}
.nv-btn--sm{padding:7px 14px;font-size:.82rem}
.nv-btn:hover{background:#8a0000;text-decoration:none;color:#fff}

/* Content */
.nv-content{min-width:0;max-width:1200px;margin:0 auto;padding:0 24px;box-sizing:border-box}
.nv-prose{font-size:1.02rem;color:#161d12}
.nv-prose h2{font-family:'Instrument Serif',Georgia,serif;font-size:1.7rem;color:#161d12;margin:24px 0 12px;font-weight:400}
.nv-prose h3{font-family:'Instrument Serif',Georgia,serif;font-size:1.3rem;color:#232f1a;margin:18px 0 8px;font-weight:400}
.nv-prose p,.nv-prose li{margin-bottom:.9rem;color:#293340}
.nv-prose ul,.nv-prose ol{padding-left:1.4rem;margin-bottom:1rem}
.nv-prose a{color:#b06616}
.nv-prose strong{color:#161d12}
.nv-prose blockquote{border-left:4px solid #FFBD00;padding:14px 18px;background:#f8f8f0;margin:1.2rem 0;font-style:italic}
.nv-link{color:#b06616;font-weight:700;font-size:.88rem}

/* Blog grid */
.nv-blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:24px}
.nv-post-card{background:#fff;border:1px solid #D9DEE8;border-top:3px solid #161d12;overflow:hidden;display:flex;flex-direction:column}
.nv-post-card img{aspect-ratio:16/9;object-fit:cover;width:100%}
.nv-post-card__body{padding:16px;flex:1;display:flex;flex-direction:column}
.nv-post-card__date{font-size:.78rem;color:#293340;display:block;margin-bottom:6px;text-transform:uppercase;letter-spacing:.06em}
.nv-post-card h2{font-family:'Instrument Serif',Georgia,serif;font-size:1.1rem;margin-bottom:8px;font-weight:400}
.nv-post-card h2 a{color:#161d12}
.nv-post-card h2 a:hover{color:#b06616}
.nv-post-card p{color:#293340;font-size:.88rem;margin-bottom:10px;flex:1}

/* Contact form */
.nv-form-wrap{margin-top:12px}
.nv-form{display:grid;gap:12px}
.nv-form label{display:grid;gap:5px;font-weight:600;font-size:.88rem;color:#161d12}
.nv-form input,.nv-form textarea{padding:10px 12px;border:2px solid #D9DEE8;background:#fff;color:#161d12;font-family:inherit;font-size:.9rem;width:100%;transition:.2s}
.nv-form input:focus,.nv-form textarea:focus{outline:none;border-color:#161d12}
.nv-form textarea{min-height:120px;resize:vertical}
.nv-notice{font-size:.8rem;color:#293340;margin-top:8px}
.nv-alert{padding:12px 16px;margin-bottom:14px;font-size:.9rem}
.nv-alert--ok{background:#ecfdf5;color:#166534;border-left:4px solid #389800}
.nv-alert--err{background:#fef2f2;color:#991b1b;border-left:4px solid #b06616}

/* FAQ (fullwidth section) */
.nv-faq{padding:40px 24px;background:#f0f4f8;border-top:1px solid #D9DEE8}
.nv-faq__inner{max-width:1400px;margin:0 auto}
.nv-faq h2{font-family:'Instrument Serif',Georgia,serif;font-size:1.5rem;font-weight:400;margin-bottom:16px;color:#161d12}
.nv-faq__item{border:1px solid #D9DEE8;border-left:3px solid #161d12;background:#fff;margin-bottom:8px;padding:0}
.nv-faq__item summary{padding:14px 16px;cursor:pointer;font-weight:600;color:#161d12;list-style:none;font-size:.95rem}
.nv-faq__item summary::-webkit-details-marker{display:none}
.nv-faq__item summary::before{content:'+ ';color:#b06616}
details[open].nv-faq__item summary::before{content:'− '}
.nv-faq__item div{padding:0 16px 14px;color:#293340;font-size:.92rem}
.nv-faq__item div p{color:#293340;margin-bottom:.5rem}

/* Reviews / Expert Notes (fullwidth section) */
.nv-reviews{padding:40px 24px;background:#161d12;border-top:1px solid rgba(255,255,255,.08)}
.nv-reviews__inner{max-width:1400px;margin:0 auto}
.nv-reviews h2{font-family:'Instrument Serif',Georgia,serif;font-size:1.5rem;font-weight:400;margin-bottom:16px;color:#e8f0f8}
.nv-reviews__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.nv-review-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-top:3px solid #FFBD00;padding:18px;border-radius:4px}
.nv-review-card p{color:#c8d8f0;font-size:.92rem;margin-bottom:10px;font-style:italic}
.nv-review-card strong{display:block;font-size:.88rem;color:#fff}
.nv-review-card span{font-size:.8rem;color:#9ab0c8}

/* Footer */
.nv-footer{background:#161d12;color:#D9DEE8;margin-top:48px;padding:32px 24px}
.nv-footer__inner{max-width:1400px;margin:0 auto;display:flex;gap:40px;justify-content:space-between;flex-wrap:wrap}
.nv-footer__brand strong{color:#fff;font-family:'Instrument Serif',Georgia,serif;font-size:1.1rem;display:block;margin-bottom:6px}
.nv-footer__brand p{font-size:.8rem;max-width:500px;line-height:1.5}
.nv-footer__nav{display:flex;flex-wrap:wrap;gap:8px 20px;align-items:flex-start}
.nv-footer__nav a{color:#D9DEE8;font-size:.82rem;text-decoration:underline}
.nv-footer__nav a:hover{color:#FFBD00}

/* Footer shared utilities */
.footer-contact{display:flex;flex-direction:column;gap:8px;min-width:160px}
.footer-contact-link{display:flex;align-items:center;gap:9px;color:#D9DEE8;font-size:.83rem;text-decoration:none;transition:.15s}
.footer-contact-link:hover{color:#FFBD00;text-decoration:none}
.footer-contact-link i{font-size:17px;width:18px;text-align:center;flex-shrink:0;opacity:.85}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);flex-wrap:wrap;gap:14px;max-width:1400px;margin:12px auto 0}
.footer-social{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.social-icon-link{display:flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.1);color:#D9DEE8;transition:.2s;flex-shrink:0;text-decoration:none}
.social-icon-link:hover{background:rgba(255,255,255,.25);color:#FFBD00;text-decoration:none}
.social-icon-link svg{width:18px;height:18px}
.footer-payments{display:flex;gap:7px;align-items:center;flex-wrap:wrap}
.payment-badge{display:inline-flex;align-items:center;line-height:0;border-radius:5px;overflow:hidden;box-shadow:0 1px 5px rgba(0,0,0,.4);transition:transform .15s,box-shadow .15s;flex-shrink:0}
.payment-badge svg{display:block;width:44px;height:28px}
.payment-badge:hover{transform:translateY(-1px);box-shadow:0 3px 8px rgba(0,0,0,.5)}
@media(max-width:900px){.nv-blog-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:820px){.nv-nav{display:none!important}.nv-nav-toggle{display:flex!important}}
@media(max-width:640px){.nv-blog-grid{grid-template-columns:1fr}.nv-hero{padding:32px 16px}.nv-body{padding:20px 0}.nv-footer__inner{flex-direction:column;gap:20px}.nv-content{padding:0 16px}}

/* prose-rich */
.prose table{width:100%;border-collapse:collapse;margin:24px 0;font-size:.95em}
.prose table caption{caption-side:top;text-align:left;font-weight:600;padding-bottom:8px;opacity:.85}
.prose table th,.prose table td{padding:9px 12px;border:1px solid rgba(128,128,128,.34);text-align:left;vertical-align:top}
.prose table th{background:rgba(128,128,128,.16);font-weight:600}
.prose table tbody tr:nth-child(even) td{background:rgba(128,128,128,.07)}
.prose table td:first-child{font-weight:600}
.prose blockquote{margin:22px 0;padding:12px 18px;border-left:3px solid var(--site-accent,#888);background:rgba(128,128,128,.09)}
.prose blockquote p:last-child{margin-bottom:0}
.prose ul,.prose ol{margin:18px 0 18px 20px;padding-left:8px}
.prose li{margin-bottom:9px}
.prose li>strong:first-child{display:inline}
.prose h3{margin:26px 0 8px;font-size:1.1em;line-height:1.35}
.prose h4{margin:20px 0 6px;font-size:1em;opacity:.9}
.prose p+ul,.prose p+ol{margin-top:-4px}
.prose .note{margin:22px 0;padding:14px 16px;border:1px solid rgba(128,128,128,.3);border-radius:6px;background:rgba(128,128,128,.06)}
.prose .note p:last-child{margin-bottom:0}
@media (max-width:640px){
  .prose table{display:block;overflow-x:auto;white-space:nowrap}
  .prose table th,.prose table td{white-space:normal;min-width:110px}
}